Payment Methods Overview

Invoice-based payments

Invoice-based payments are designed for one-time or transactional payments.

Typical use cases:

• E-commerce checkouts
• Manual payment requests
• One-off client payments

Key characteristics:

• A unique payment request is generated per transaction
• Each invoice has a defined amount and status
• Payments are reconciled per invoice

➡️ See: Invoice Payments

Wallet-based payments

Wallet-based payments are designed for account-based or recurring payment flows.

Typical use cases:

• Platforms with registered users
• Trading or brokerage accounts
• Internal balances per user

Key characteristics:

• Each user is assigned a dedicated wallet
• Payments are credited directly to the user wallet
• Balances persist across transactions

➡️ See: Wallet Payments

Choosing the right method