Merchant Dashboard Guide

Navigate the 3PAY merchant dashboard — payments, withdrawals, webhooks, and settings.

Merchant Dashboard Guide

Live: https://dashboard.3pa-y.com | Sandbox: https://sandbox.3pa-y.com/


Home

Account snapshot: balances, recent transactions, activity trends, alerts.


Transactions

All payment activity — pay-ins, pay-outs, pending and confirmed. Each record shows amount, asset, network, status, timestamp, and transaction hash (links to blockchain explorer).


Payment Links

Create and manage invoice-based payments. Track status: Created → Pending → Successful / Expired.


Wallets

View per-user wallets, addresses, balances, and deposit history. Wallets are persistent and network-specific.


Payouts

  1. Navigate to Payouts
  2. Specify amount, asset, network, destination
  3. Complete OTP
  4. Executes immediately — no secondary approval

Payouts are irreversible once broadcast on-chain.


Withdrawal Management

Merchants approve/reject their own withdrawal requests — admin cannot.

For pending requests: review in Withdrawal Requests → click Approve or Reject.

You can also manage via API — see Pay-Outs & Withdrawals.

Auto-Approve Settings

SettingDefaultDescription
autoWithdrawfalseAuto-execute below threshold
maxAutoWithdrawAmount100 USDTThreshold for auto-approval

Settings

SettingDescription
API KeysView/regenerate
API SecretEnhanced authentication
Webhook URLDelivery endpoint
Webhook SecretView/rotate HMAC signing secret
Auto-WithdrawThreshold configuration
IP WhitelistRestrict API access
User RolesSub-user permissions

Security

  • Enable 2FA — Settings > Security
  • Use role-based permissions — 4 roles: Merchant, Sub Merchant, Super Operation, Operation
  • Review access regularly

Dashboard grants direct control over funds. Treat as sensitive.


Reporting

Full transaction history with filters, timestamps, hashes, and Excel export. Use confirmed/completed transactions as basis for accounting.