Create Your First Account

Step 1: Create your account

To get started with 3PAY:

Once completed, you’ll have access to the 3PAY platform.

3PAY provides two separate environments, each with its own purpose.

Use the staging environment for testing and integration.

All new merchants should begin in staging.

Use the live environment for real payments and settlements.

Dashboard: https://dashboard.3pa-y.com
Intended for:
- Accepting real customer payments
- Managing live balances
- Executing withdrawals and payouts
Requires completed verification (KYC / KYB)

Only approved accounts can process live transactions.

Staging and live environments are fully separated.

Each environment has its own:

Credentials from staging cannot be used in live, and vice versa.

This separation ensures safe testing and operational reliability.

After signing up, complete your business profile by providing:

Accurate information helps speed up account review and approval.

To activate live payments, merchants must complete verification.

Depending on your business type, this may include:

Verification requirements vary by jurisdiction and volume.

Once approved, you can manage your account through the dashboard, where you can:

Before moving forward, we strongly recommend:

After creating your account:

Always complete testing in staging before enabling live payments.

This ensures a smooth launch and avoids unexpected behavior in production.

👉 Make Your First Test Payment

If you want, I’ll write that page next and reference the sandbox step-by-step.