Enterprises & Fintechs
Large enterprises, payment service providers (PSPs), and fintech platforms operate in environments where payments extend far beyond simple deposits and withdrawals. They require the ability to manage and orchestrate complex money flows across currencies, jurisdictions, and merchant networks—all while maintaining security, compliance, and scalability.
Challenges Enterprises & PSPs Face
- Coordinating multiple payment rails, currencies, and geographies under fragmented systems
- Limited monetization opportunities from legacy payment flows
- Meeting compliance, audit, and trust requirements at enterprise scale
- Integrating new technologies without disrupting established infrastructure
How 3PAY Addresses These Challenges
3PAY operates as an infrastructure layer for treasury-grade payment orchestration. Rather than layering stablecoins on top of outdated systems, enterprises and PSPs can leverage 3PAY to build modern payment infrastructure that is global, compliant, and non-custodial.
Through 3PAY, enterprises and PSPs can:
- Expand revenue streams by enabling stablecoin acceptance and off-ramps for their merchant networks
- Enhance treasury management with multi-currency, multi-merchant wallet structures and policy-based settlement workflows
- Optimize liquidity and routing by orchestrating payments across currencies, corridors, and merchant accounts with full transparency
- Retain non-custodial control, ensuring that funds remain secure and fully auditable at all times
- Scale globally with adaptable APIs, SDKs, and reporting systems built for enterprise governance
Recommended Setup
- Integration: Advanced API + SDK integration for full routing control, orchestration, and treasury management
- Payouts: Multi-tiered settlement flows with automated routing, supported by manual approvals for treasury oversight
- Settlement: Structured across geographies with consolidated reconciliation, partner-level reporting, and compliance-ready audit trails
Typical Flow
Enterprise / PSP → 3PAY Infrastructure → Merchant Wallets → Local Settlement & Payouts- Enterprise or PSP onboards multiple merchants or business units.
- Payments are processed via 3PAY, verified on-chain, and reconciled instantly.
- Funds are routed to segregated, non-custodial merchant wallets.
- Treasury orchestrates settlements across regions with automated flows and oversight controls.
Why It Matters
With 3PAY, enterprises and PSPs can:
- Unlock stablecoin payments as a scalable revenue channel
- Implement institutional treasury structures with multi-merchant wallet management, liquidity routing, and automated settlements
- Deliver a competitive edge over legacy PSPs by offering faster, lower-cost, and globally accessible stablecoin services
- Ensure compliance and trust with transparent reconciliation, audit-ready reporting, and non-custodial architecture
Updated about 1 month ago