Restricted Countries & Jurisdictions

For compliance and regulatory reasons, 3Pay does not operate in certain countries or regions. Merchants may not onboard users, process payments, or settle funds involving these jurisdictions. Attempting to process payments from restricted jurisdictions may result in rejected transactions, account suspension, or termination of services.

🚫 Restricted Countries

Afghanistan
Belarus
Burundi
Cuba
Democratic People’s Republic of Korea (North Korea)
Democratic Republic of the Congo
Eritrea
Iran
Iraq
Myanmar
Mali
Nicaragua
Nigeria
South Sudan
Sudan
Syria
Somalia
Russia
Republic of Guinea-Bissau
United States of America
United States Virgin Islands
Venezuela
West Bank / Gaza Strip
Western Sahara
Haiti
Libya
Lebanon
Yemen

⚠️ Notes

This list is based on international sanctions, FATF advisories, and 3Pay’s internal risk policy.
Restricted countries may change as regulations evolve — merchants are responsible for staying updated.
Merchants should implement geolocation checks and KYC controls to ensure users are not from restricted jurisdictions.